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Choosing the Best Products

The selection of a ‘Perfect Product’ – or Investment – by a Client, with the help of a professional Financial Adviser, depends on many important factors.

Some Fundamental Factors:

  1. How much a Client can realistically afford to invest
  2. What the Funds are to be used towards
  3. At what age the Funds are likely to be required
  4. When the Funds are expected to be encashed
  5. A Client’s expectations of needing to withdraw funds prior to term, and the need for early withdrawal flexibility
  6. The tax implications upon encashment
  7. A Client’s attitude toward risk

Among the vast array of Offshore Investment Products are those aimed at:

  1. Retirement Planning
  2. Education Fee Planning
  3. Estate Planning
  4. Life/Health Insurance
Two men with laptop

Key Features:

  1. Investment Risk Strategy
  2. Fund Currency
  3. Encashment Flexibility
  4. Charge Structure
  5. Investment Security
  6. Most Suitable Product Provider
  7. Guaranteed Returns
  8. Tax advantages
  9. Stop/Start Facility

Once the ‘Perfect Product’ is in force, a Client and his Adviser should meet on a regular basis to review the portfolio. Among other issues, a Client should discuss whether it makes sense to increase contribution levels, or on the possibility of switching in or out of various Investment Funds, depending upon the Client’s individual Investment strategy.